The Voice of CareCredit Advisory Panel Sweepstakes

Official rules

Eligibility: The Voice of CareCredit Advisory Panel Sweepstakes (the "Sweepstakes") is open and offered only to legal residents of the 50 United States, District of Columbia, Puerto Rico, and U.S. territories, age 18 or older, who are CareCredit credit card cardholders as of December 31, 2019.  By entering, you agree to these Official Rules and the decisions of Sponsor, which are final and binding in all respects.  Void where prohibited by law. Subject to all applicable federal, state, and local laws and regulations. Entrants from organizations which prohibit or restrict participation in promotions such as these are not eligible to participate.  Entrants are responsible for confirming with their organization any policies or restrictions concerning participation in sweepstakes and similar programs.  Sponsor reserves the right, at its sole discretion, to disqualify any entry if it concludes that the entrant has tampered with the entry process or the operation of the Sweepstakes or has acted in violation of the Official Rules or any applicable federal, state, provincial or local laws or regulations.
Promotional Period: Sweepstakes begins on January 1, 2020 at 12:00 a.m. Eastern Time ("ET") and ends on March 31, 2020 at 11:59 p.m. ET (the "Promotional Period").
Entry: During the Promotional Period, there are three (3) ways to enter as a CareCredit cardholder with an account in good standing as of prize award date: 1) Log-in to and complete the Voice of CareCredit Advisory Panel online application. When you submit an online application for the Voice of CareCredit Advisory Panel you will receive one (1) entry into the Sweepstakes.  Duplicate applications will not be accepted. You must complete the online application in its entirety in order to qualify. Applications must be received by March 31, 2020 at 11:59 p.m. ET to be eligible for entry.  Determination as to when an application was completed and/or posted is at the sole discretion of the Sponsor. 2) If already a member of the Voice of CareCredit Advisory Panel, log-in to and complete at least one study during the Promotional Period. When you complete one or more studies during the Promotional Period, you will receive one (1) entry into the Sweepstakes. 3) To enter without submitting a completed application or study, on a 3" x 5" card, hand-print your name, complete address, phone number and date of birth and mail to: The Voice of CareCredit Advisory Panel C/O Chadwick Martin Bailey, 2 Oliver Street, 11th Floor, Boston, MA 02109. Entry must be postmarked by March 31, 2020 and received by April 7, 2020.  Mechanical reproductions will not be accepted. Only one entry permitted into the Sweepstakes regardless of entry method.  All entries become the property of the Sponsor and will not be returned.
Drawing: Approximately ten (10) days following the end of the Promotional Period, potential winners will be selected by Chadwick Martin Bailey by random drawing from all eligible entries received during the Promotional Period. All decisions of Sponsor and the judges are final and binding.  Odds of winning depend on the number of eligible entries received.  The potential winners will be notified by email, phone and/or U.S. Mail within thirty (30) days after the drawing and asked to complete and return within ten (10) days of issuance a liability release, and unless prohibited by law, a publicity release allowing use of the entrant's name and likeness for advertising and publicity. Noncompliance within this time period, noncompliance with these Official Rules, or the return of any prize notification as undeliverable, may result in disqualification and the selection of an alternate winner. In order to receive a prize, the winner's CareCredit account must be in good standing as of the award date. Prizes will be awarded in the name of the entrant whose name appears as associated with the potentially winning entry, unless organization policy prohibits employees from receiving prizes in their own name, in which event the prize will be awarded in the name of the organization or as otherwise provided under the organization's policy.
Prizes:  Grand Prizes [Two (2)]: A $100 Sponsor-specified Gift Card. First Prizes [Five (5)]: A Sponsor-specified $50 Gift Card. Total Value of all Prizes: $450.  Prizes are non-transferable and must be accepted as awarded.  No other substitution may be made, except by Sponsor which reserves the right to award a prize of comparable or greater value, at its sole discretion.   All federal, state and local taxes are the responsibility of the winner.  Prizes are awarded "as is" with no warranty or guarantee, either express or implied by Sponsor.  All Gift card terms and conditions apply. 
Release:  Sweepstakes entrants (i) release and hold harmless the Sponsor, CareCredit, and their respective parents, affiliates, subsidiaries, Chadwick Martin Bailey, legal advisors, advertising and promotional agencies, and web suppliers, and their respective officers, directors, employees, agents and representatives (collectively, the "Released Parties") from any and all losses, damages, rights, claims, and actions of any kind in connection with or participation in the Sweepstakes or resulting from acceptance, possession, or use of any prize, including, without limitation, personal injuries, death or property damage, and claims based on publicity rights, defamation, or invasion of privacy; and (ii) consent to the use by Sponsor and its designees of their names, addresses, likeness and/or any statements for advertising and promotion purposes in any and all media now or hereafter known, without  additional compensation, notification or permission, except where prohibited by law.  Released Parties are not responsible for any late, lost, incomplete, illegible, stolen, undelivered, misdirected or postage-due entries or applications, or for any computer, technical, printing, typographical, human or other error, including, without limitation, errors by any of the equipment or programming associated with or utilized in the Sweepstakes or which may occur in the printing, the offering or announcing of prizes, administration of the Sweepstakes or the processing of entries of any kind relating to or in connection with this Sweepstakes. Sponsor reserves the right, in its sole discretion, to suspend or cancel this Sweepstakes at any time, for any reason including but not limited to tampering, unauthorized intervention, fraud or other technical problem, security, or other problems or activities. In the event of cancellation, Sponsor reserves the right to award the prizes in a random drawing from all eligible, non-suspect entries received prior to the time of cancellation.

Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of entrants and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Utah.

Winners List: For names of the winners, send a self-addressed, stamped envelope to: The Voice of CareCredit Advisory Panel Winners Q4, C/O Chadwick Martin Bailey, Two Oliver Street, 11th Floor, Boston, MA 02109, between April 1, 2020 and June 1, 2020.

Sponsored By: CareCredit, from Synchrony Bank: 777 Long Ridge Road, Stamford, CT.  The administrator of this Sweepstakes is Chadwick Martin Bailey, 2 Oliver Street, 11th Floor, Boston, MA 02109.